Legal

Privacy policy

Bradbury Finance (Pty) Ltd and Home Improvement Finance (Pty) Ltd Privacy Policy

We as, Bradbury Finance and Home Improvement Finance we are commitment to protect individual and corporate information as per the POPI act (“POPI” means the Protection of personal information Act, 4 of 2013) when you visit our website when you use our website provide us with personal information in any other way in the process of engaging with our business.

Your personal information

  • Information You Give Us: We receive and store any information you enter on our Website or give us in any other way. You can choose not to provide certain information, but then you might not be able to take advantage of many of our features. We use the information that you provide for such purposes as responding to your requests, customizing future shopping for you, improving our business, and communicating with you.
  • Automatic Information: We receive and store certain types of information whenever you interact with us. For example, like many Web sites, we use “cookies,” and we obtain certain types of information when your Web browser accesses our website. By using the Website, you consent to the storing and accessing of cookies on your device. To find out more about the cookies we use and how to set your preferences, please see our Cookie Policy – www.bradburyfin.co.za/cookie-policy.
  • E-mail Communications: In the process of communicating with customers, potential customers, third party operations and service providers often personal information and contact details are shared. In this process we will ensure to comply with this law, will never share or sell your information and will destroy the information when now longer required or if requested by you.
  • We also use a number of sub-contractors, third parties and affiliates to process your personal information on our behalf (“Operators”) and where we do so, we will ensure compliance with the law.

Special personal information:

We will only process special personal information when:

  • there is a lawful basis
  • on public interest grounds; or
  • where it is publicly available.

Special information is the following:

  • your religious or philosophical beliefs, race or ethnic origin, trade union membership, political persuasion, health, sexual orientation or biometric information; or
  • any criminal investigation or ongoing legal proceedings against you.

Security safeguards

  • We use technology controls for our IS/IT Systems, such as firewalls, user verification, strong data encryption, and separation of roles, systems and data.
  • We utilise industry “good practice” standards to support the maintenance of a robust information security management system.
  • We further enforce a “need to know” policy, for access to any data or systems.

Retention of personal information

  • We will not retain your personal information longer than the period for which it was originally needed, unless we are required by law to do so, or you Consent to us retaining such information for a longer period.
  • We may also retain your personal information to the extent and duration that we have a Legitimate Interest to Process your personal information depending on, amongst others, the nature and lifespan of the services or products purchased from us.
  • We will, upon your request, destroy any and all of your personal information in our possession or control, save for that which we are legally obliged to retain.

Sharing of information

We may share or transfer your personal information as follows or as otherwise described in this Statement:

  • with suppliers, service providers, consultants, subcontractors and other vendors who need access to such information to carry out work on our behalf. Any such parties only have access to such information as is necessary to perform their functions and may not use it for any purpose other than to provide services to us;
  • any suppliers, service providers, consultants, subcontractors and other vendors will act on our instructions and be contractually bound to take all reasonable steps to secure your personal information;
  • in response to a request for information if we believe disclosure is in accordance with any applicable law, regulation, or legal process, or as otherwise required by any applicable law, rule or regulation; and
  • in connection with, or during negotiations of, any merger, sale of our assets, financing, or acquisition of all or a portion of our business to another company (we will request a purchaser to treat our data under the privacy statement in place at the time of its collection).

Cross Border Information Transfers

Where Bradbury Finance (Pty) Ltd and Home Improvement Finance (Pty) Ltd transfers personal information about you to a company outside of South Africa, we will ensure that:

  • the company receiving the information is subject to a law, binding corporate rules or binding agreement which provides an adequate level of protection of your personal information;
  • we obtain your Consent if need be; or
  • there is a contractual necessity/obligation to transfer the personal information. Further information on these rights can be found at the Information Regulator’s website at https://www.justice.gov.za/inforeg.
  • Where we rely on Consent as the legal basis on which we Process your personal information, you may also withdraw that Consent at any time.

Who To Contact In Case Of Concerns

Bradbury Finance (Pty) Ltd and Home Improvement Finance (Pty) Ltd has designated an Information Officer who shall be responsible for:

  • the administration of this statement and ensuring the lawful processing of personal information by ourselves;
  • dealing with requests made to Bradbury Finance (Pty) Ltd and Home Improvement Finance (Pty) Ltd for access to personal information held by us;
  • liaising with local regulators; and
  • providing training to our employees.

Should you wish to raise any questions, concerns, possible violations, and reportable conditions, please contact our Information Officer at – lee@bradburyfin.co.za

Keeping You Informed About Our Products And Services

  • We would like to tell you about the great offers, ideas, products and services we have for you from time to time. Where we have your Consent or it is in our Legitimate Interests to do so, we may contact you via email, text message, telephone, online advertising or any other electronic means.
  • We may also ask you to participate in surveys via our marketing channels which you may opt out of at any time. Please take note that it may take a while for all marketing communications to stop once you have either withdrawn your Consent or opted out. This is because some marketing may have been identified as relevant to your interests and may already be in transit at the time of withdrawal of Consent or opting out.
  • You may also subscribe to our newsletter, at a time we offer this, to stay updated on our latest products and services. Please note that we also Process personal information provided by you in connection with the newsletter registration (e.g. name and email address, etc.) for the purposes of staying in touch with you and making sure you don’t miss any updates.

Consequences Of Non Compliance

Bradbury Finance (Pty) Ltd and Home Improvement Finance (Pty) Ltd reserves the right to exercise any appropriate form of legal action against any party which may cause us harm and/or damages by way of non compliance with this Statement. Parties also risk statutory penalties.

Statement Revision

This Statement is subject to review and amendment without prior notice. However, Bradbury Finance (Pty) Ltd and Home Improvement Finance (Pty) Ltd undertakes to ensure that any amendments are communicated on our publicly available platforms such as our website, for the benefit of our customers, suppliers, service providers and any other persons who may be affected by this Statement.

Contact Us

If you have any questions about this Statement, our treatment of your personal information or you wish to exercise any of your rights please address an email to lee@bradburyfin.co.za.

Access to the Information Regulator

You can also complain to the Information Regulator if you are unhappy with how we have used your Information.


Their contact details are as follows:
The Information Regulator (South Africa)
Regulated by SEESA,
Woodmead North Office Park,
Maxwell Drive,
Woodmead,
Johannesburg,
2191

Complaints email for POPIA: OPIAComplaints.IR@justice.gov.za
Complaints email for PAIA: PAIAComplaints.IR@justice.gov.za

  • Privacy Policy

    Who we are

    Suggested text: Our website address is: https://blueprint.omnidev.co.za.

    Comments

    Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

    An anonymised string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

    Media

    Suggested text: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

    Cookies

    Suggested text: If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

    If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

    When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select "Remember Me", your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

    If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

    Embedded content from other websites

    Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

    These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

    Who we share your data with

    Suggested text: If you request a password reset, your IP address will be included in the reset email.

    How long we retain your data

    Suggested text: If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognise and approve any follow-up comments automatically instead of holding them in a moderation queue.

    For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

    What rights you have over your data

    Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

    Where your data is sent

    Suggested text: Visitor comments may be checked through an automated spam detection service.