How it works

A clear, stress-free employee loan process

We handle the administration so you can focus on your team, while employees get swift, transparent access to payroll-administered loans.

The Process

A transparent process that protects employers and employees

  • 1

    Apply

    Application completed by the employee with loan amount + payslip.

  • 2

    Process

    Bradbury processes application within 24-48 hrs. One active loan per employee.

  • 3

    Authorise

    HR/Manager reviews and authorises the advance.

  • 4

    Disburse

    Loan disbursed within 24-48 hrs (R500 – R10,000) at a fixed fair interest rate.

  • 5

    Repay

    Repayments deducted directly from payroll over 1, 6, 10, or 12 months.

For employers

Less admin, more peace of mind

  • No risk or cost to your business.
  • Minimal administrative involvement; we handle 90% of the process.
  • Employees get the help they need without taking time off.
  • Transparent, legally compliant process.
  • Improved staff loyalty and morale.

For Employees

Stress-free employee loans

  • Swift access to vetted, affordable loans.
  • Transparent repayment via payroll deduction.
  • Avoid high-interest lenders and debt traps.
  • Peace of mind for employees in emergencies.
  • Increased motivation, loyalty, and productivity.

Bradbury Employee Loans

Trusted across South Africa

  • 0+

    clients served

  • 0k+

    employees assisted

  • 0yrs

    in business

  • R0m+

    disbursed to date

  • How it works