Have Questions About Employee Loans?
Frequently Asked Questions
Here, we answer the most common questions employers and employees have about our Employee Assistance Programme. If you can’t find your question, contact us directly and we’ll be happy to help.
Only if needed to verify your application. Your privacy is important to us, and no unnecessary contact or solicitation takes place.
Yes. Bradbury is a registered credit provider with the National Credit Regulator (NCR). We operate in line with the National Credit Act. You can read more on our About Us page.
We do. Bradbury manages the entire process, from assessment to repayment tracking, so employers don’t have to worry about admin or risk.
Once your loan is approved, the money is paid into your bank account within 24-48 hrs.
No. All costs are clearly shown upfront before you accept the loan. What you see is what you pay.
No. To help prevent over-indebtedness, only one active loan is allowed at a time.
Repayments are deducted directly from your salary over 1, 6, or 12 months. It’s simple, structured, and easy to manage.
You can apply for between R500 to R15 000, depending on affordability and approval.
Applications are reviewed within 24 hours, and approved funds are usually paid out within 24-48 hrs.
Not at all. The programme is available to all eligible employees, and the process is consistent, transparent, and compliant.
Minimal. Once you approve an application and share the necessary payroll details, we manage the rest, from processing and payout to repayment tracking.
None. Bradbury takes on the full financial and administrative responsibility.