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BRADBURY FINANCE (PTY) LTD and HOME IMPROVEMENT FINANCE (PTY) LTD COOKIE POLICY

This cookies policy is intended to inform you how Bradbury Finance (Pty) Ltd and Home Improvement Finance (Pty) Ltd uses a technology called “cookies” and web server logs, to assist you in making informed decisions when using our sites.

What are cookies?

Cookies are small text files that are placed on your computer or mobile phone browser by websites that you visit. cookies are widely used in order to make websites work or to improve the user experience, as well as to provide certain information to the owners of the website. cookies store or gather information and do not harm your computer. Our cookies may include information about your online preferences and allow us to tailor our websites to your interests, and often include an anonymous unique identifier.

For further details on cookies, please visit http://www.allaboutcookies.org/ where you can find comprehensive information on cookies and similar technologies.

Types of cookies:

There are two main types of cookies:

Persistent cookies – these cookies are stored in the browser of your device and are used whenever you visit a website;

Session cookies – these are temporary cookies that remain in the cookies archive of your browser until you leave a website;

further to this, cookies may be:

1st party – cookies are set directly by the website (or domain) you visit, or

3rd party – cookies are set by a website other than the one you are currently on.

Consent to the use cookies

By continuing to use our site, you are deemed to consent to our use of the cookies described in this policy. If you do not consent to our use of cookies, then please read the next section “Blocking the use of cookies”.

Blocking the use of cookies

You have the opportunity to set your devices to accept all cookies, to notify you when a cookie is issued, or not to receive cookies at any time. The last of these options means that certain personalized services cannot then be provided to you, which may result in you not being able to take full advantage of all of the features of our websites.

If you do not wish to receive cookies generally or to object to certain cookies, you might need to change your browser settings. However, each browser is different, so please check the “Help” menu of your preferred browser to learn how to change your cookie preferences. Please visit http://www.allaboutcookies.org/ where you can find comprehensive information on cookie management and blocking for a wide variety of browsers.

Why and how do we use cookies?

Information supplied by cookies can help us to analyse your use of our websites and help us to provide you with a better online user experience. The information our cookies collect is not used to identify who you are, or to send you advertising by e-mail or post. Further, we do not use cookies to provide targeted and personalised advertising to children.

Examples of the information we collect and analyze include the Internet protocol (IP) address used to connect your computer to the Internet; login; e-mail address; computer and connection information such as browser type, version, and time zone setting, browser plug-in types and versions, operating system, and platform; purchase history; the full Uniform Resource Locator (URL) clickstream to, through, and from our Website, including date and time; cookie number; products you viewed or searched for; and the phone number you used to call our toll free number. We may also use browser data such as cookies, social network cookies or similar data on certain parts of our Website for fraud prevention and other purposes. During some visits we may use software tools such as JavaScript to measure and collect session information, including page response times, tools such as JavaScript to measure and collect session information, including page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page.

What type of cookies do we use and for what purpose?

TECHNICALLY REQUIRED COOKIES

Some of our cookies are strictly necessary to use our websites or certain functionalities within them. If you block these functional cookies, you cannot use our site. This includes the cookies to register whether the user has consented to cookies being used by our website or not.

SESSION COOKIES AND PREFERENCE COOKIES

We might use session cookies to uniquely identify your browsing session on our site, to facilitate the functioning of our websites, such as to enable the user to navigate through the different pages. These cookies expire at the end of the user session (e.g., when the user closes the browser window). We might also use cookies that persist for a longer period in order to remember your preferences and choices on our websites. Generally, those cookies will not have a life span exceeding two years.

ANALYTICS COOKIES

We might use analytics cookies in conjunction with our web server’s log files to enhance the performance of our websites by collecting aggregated information about how many visitors we have, where visitors have come to the site from and how they use the website (e.g. which pages most visitors go to most often). For this purpose we might use the analytics tools of the following providers and related cookies:

Google Analytics: Click here for Google Analytic’s Privacy Policy.

We do not generally store any personal information that you provide to us in a cookie.

FACEBOOK

The following Facebook features may be integrated into our websites and may read or place Facebook cookies:

Click here for Facebook’s Data Policy

Click here for information about Facebook’s cookies

YOUTUBE AND GOOGLE

The following YouTube or Google features may be integrated into our websites and may read or place YouTube or Google cookies:

Click here for Google’s Privacy Policy (also applies to YouTube)

Updates to this policy

We may occasionally make changes to this policy. When we make material changes to this policy, we will inform you by placing a notice on this website.

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