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Apply
Application completed by the employee with loan amount + payslip.
Affordable employee loans that empower your team
We provide transparent, responsible payroll-deducted loans that help your employees manage financial challenges, with zero financial risk or administrative burden to your business.
Who We Are
Helping your team breathe easier, every step of the way
Since 2009, we’ve been the support system behind South African businesses, helping them balance employee financial need with workplace responsibility. We built Bradbury because employees deserved better and employers deserved support. Today that purpose drives everything, ethical lending that’s fair, transparent, and manageable, with employers fully protected from financial risk.
- 0+
corporate clients served
- 0k+
employees assisted
- 0yrs
in business
- R0m+
disbursed to date
How it works
A clear, transparent process that puts everyone at ease
Our employee loan process is designed to protect both employer and employee. Once your company is on our system, employees apply directly, either online or via WhasApp using your unique company code. From application to repayment, everything is clear, compliant, and ethical.
Repayments are handled through structured payroll deductions, ensuring a seamless experience.
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Process
Comprehensive affordability assessment, fair fixed interest rates, and transparent terms disclosed upfront.
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Authorise
HR/Manager reviews and authorises the advance.
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Disburse
Loan disbursed within 24-48 hrs (R500 – R10,000) at a fixed fair interest rate.
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Repay
Repayments deducted directly from payroll over 1, 6, 10, or 12 months.
Employee Loans made simple and safe
Supporting your team through life's unexpected moments
Financial stress can impact productivity, morale, and employee wellbeing. Our loan programme provides a structured, payroll-administered solution that’s safe, affordable, and designed to protect both your staff and your business. Whether it’s school fees, urgent repairs, or medical expenses, employees can access reliable financial support without added pressure or risk.
Swift & affordable
Fixed fair interest, clearly priced upfront. Funds typically in 48 hours.Payroll-administered
Repayments deduct directly from salary — never a missed instalment.Ethical by design
One active loan per employee. No debt traps, no hidden fees.Apply on WhatsApp
Employees apply where they already are. Familiar, simple, fast.
For employers
Stress-free employee loans
- No financial risk or cost to your business.
- We handle 90% of the process end-to-end.
- Improved productivity and wellbeing.
- Transparent, NCR-compliant programme.
For Employees
Easy access to safe loans
- Relief when it matters. Funds in 48 hours.
- Apply in minutes, no branch visit required.
- Avoid debt traps and high-interest lenders.
- Know exactly what you owe from day one.
Built for every workplace
Designed for every industry
We understand that every workplace is different, which is why our approach adapts to your environment while consistently supporting employees through everyday financial pressures. Our structured programme works quietly in the background, giving your team reliable access to support while keeping everything simple and seamless for your business. Wherever your team operates, we’re there to support them.
Real people. Real relief
Bradbury turned a constant admin headache into something we no longer have to think about while our team gets the support they need. It’s simple, reliable, and just works quietly in the background.